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4. d.  The state with the lowest home ownership rate in 2009 was the District of Columbia (45.6%), followed by New York (54.5%) and Hawaii/California (both at 56.1%).
5. d.  A family in California needs to earn on average $25.52 per hour ($53,079 annually) to afford a modest two-bedroom apartment and utilities.  Various professions that earn less than this include mail carriers, paramedics, bank tellers, receptionists, farmworkers, school bus drivers, social workers, preschool teachers, and dental assistants.
6. Redevelopment Funds
7. 7.  A full-time minimum wage earner would not be able to afford even a typical studio apartment in any metro area or county in the state.
8. [25% or 10.1 million households, spends more than half their income on rent and utilities. another quarter of renters, 26.2%, spends 30%-50% of their income on rent and utilities.
9. 11,936
10. 27 years
    

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