House Mortgage Mortgage Corp Investments

Www Housemortgagemortgagecorp House Mortgage Mortgage Corp Szh A House Mortgage Mortgage Corp 央行行长卡尼再次警告,家庭负债失控,一定干预。 - 华枫论坛

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Apr 7th, 2012, 18:20     #1
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央行行长卡尼再次警告,家庭负债失控,一定干预。

如题。
 
Apr 7th, 2012, 21:24   只看该作者   #2
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引用:
作者: Jim_Fr
如题。
很强的暗示.

背景是三月就业良好,央行行长说如果利率升到更正常的水平(暗示现在不正常),10%的家庭会有麻烦,但是他强调如果高债务的状况影响到金融系统稳定的话,央行肯定会采取措施

对于这个措施,我的理解是,央行会提高贷款利率,使贷款难度增加,而放出这个消息的目的是阻止家庭增加贷款额度,同时在未来还贷成本增加的威胁下提高还款速度

还没有Dropbox帐号? 不要紧张,猛击 这里 就可以告别使用USB Drive的时代了
 
Apr 8th, 2012, 00:06   只看该作者   #3
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Carney advises interest rate caution

busines...t-rate-caution

OTTAWA — Mark Carney has a dilemma: He views record high household debt as the No. 1 domestic risk to the economy, but believes he would hurt the recovery if he raised interest rates to slow borrowing.

But the Bank of Canada governor said in an interview with The Canadian Press that he would be prepared to intervene if things got out of hand.

"In exceptional circumstances, if there are issues that threaten financial stability, such as household debt . . . the bank could use monetary policy for that purpose," he said. "That factors into our decision-making without question."

By Carney’s telling, the situation is not that far from reaching the point of exceptional circumstances. He is encouraged by the recent slowdown in the housing market. Household debt as a proportion of disposable income was close to 151 per cent at the end of last year. The Bank of Canada’s own analysis expects the ratio to approach the 160 per cent level reached in the United States just prior to the 2008 financial crisis.
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